Terms & Conditions

Updated Aug 15, 2023

General Terms

By accessing and placing an order with Moonbeam, you confirm that you are in agreement with and bound by the terms of service contained in the Terms & Conditions outlined below. These terms apply to the entire website and any email or other type of communication between you and Moonbeam.

Under no circumstances shall the Moonbeam team be liable for any direct, indirect, special, incidental, or consequential damages, including but not limited to loss of data or profit, arising out of the use or the inability to use the materials on this site, even if the Moonbeam team or an authorized representative has been advised of the possibility of such damages. If your use of materials from this site results in the need for servicing, repair, or correction of equipment or data, you assume any costs thereof. Moonbeam will not be responsible for any outcome that may occur during the course of usage of our resources. We reserve the right to change prices and revise the resource usage policy at any moment.


Moonbeam grants you a revocable, non-exclusive, non-transferable, limited license to download, install, and use the website/app strictly in accordance with the terms of this Agreement.

These Terms & Conditions are a contract between you and Tailhook Inc. (referred to in these Terms & Conditions as “Company,” “The Company,” "Moonbeam," "us," "we," or "our"), the provider of the Moonbeam website and the services accessible from the Moonbeam website (which are collectively referred to in these Terms & Conditions as the "Moonbeam Service"). You are agreeing to be bound by these Terms & Conditions. If you do not agree to these Terms & Conditions, please do not use the Moonbeam Service. In these Terms & Conditions, "you" refers both to you as an individual and to the entity you represent. If you violate any of these Terms & Conditions, we reserve the right to cancel your account or block access to your account without notice.

Definitions and Key Terms

To help explain things as clearly as possible in these Terms & Conditions, every time any of these terms are referenced, they are strictly defined as:

  • Cookie: A small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you, such as your language preference or login information.
  • Company: When these terms mention “Moonbeam,” “Company,” “we,” “us,” or “our,” it refers to Tailhook Inc. (1115 Town Creek Drive, #422, Austin, TX 78741), responsible for your information under these Terms & Conditions.
  • Country: Where Moonbeam or the owners/founders of Moonbeam are based; in this case, it is the United States of America.
  • Device: Any internet-connected device, such as a phone, tablet, computer, or any other device that can be used to visit Moonbeam and use the services.
  • Service: Refers to the service provided by Moonbeam as described in the relevant terms (if available) and on this platform.
  • Third-party Service: Refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
  • You: A person or entity that is registered with Moonbeam to use the Services.
  • Program Vendor: Refers to Olive Group Ltd, which provides us with third-party technology and services to provide you with card-linking functionality of the App.
  • Card: Refers to an Eligible Card and an “Enrolled Card” that is accepted into the Service to benefit from the Services. Only Eligible Cards (defined herein) are eligible to benefit from the Services.
  • Card-Use Data: Means the transaction data provided by the corresponding Payment Network for an Enrolled Card and any data calculated by the Service related to that transaction data that is required to provide the Service.
  • Eligible Cards: Means any Visa or Mastercard credit cards and as may be amended from time to time.
  • Payment Network: Means Visa, Mastercard, and other payment network companies that participate in the Program.

Participating with an Enrolled Card

  1. When you use your Enrolled Card, eligible transactions (as determined by the Payment Network) will be shared with the Program Vendor to calculate the reward amounts of related Offers (each a “Reward”).
  2. Offers and Rewards: Certain merchant offers (“Offers”) become available to you when you have an Enrolled Card activated in the Program. All Offers are provided as-is and per the terms indicated on each individual offer. Please read the terms of each offer carefully. Certain Offers may include a cashback reward as part of their benefit. Unless otherwise specified in the Program Terms or in the Offer, any amount of cashback rewarded will be calculated based on the entire amount spent on an Enrolled Card in a transaction. The merchant may stipulate a maximum eligible cashback reward amount or include or eliminate gratuity amounts from the total amount spent on a given transaction by an Enrolled Card for the purposes of calculating the cashback reward amount. Please read the details of any Offer that you wish to avail yourself of in respect of your Enrolled Card transaction to ensure you fully understand the Offer.
  3. Transaction Eligibility: When you enroll a card, the Payment Network will attempt to monitor all your transactions to provide the Program services. Not all transactions made with an Enrolled Card (including PIN-based transactions, payment through a third-party digital wallet, or payment app) can be monitored for eligibility to earn rewards. Do not use a PIN or third-party digital wallet or payment app when making purchases if you want the transaction to be included in your Program services and benefits, such as using card-linked reward offers.
  4. Forfeiture or Reversal of Rewards: For rewards earned with an Enrolled Card, if you close the account that would be eligible to receive Rewards, then any rewards that have not been posted will be forfeited. In our sole discretion, we may deduct Rewards from your Eligible Account to make adjustments for returns and cancellations with respect to qualifying Transactions. If you are awarded Rewards from a qualifying Transaction and subsequently reverse the transaction with a Merchant that generated such Rewards, or otherwise are required to return the Rewards pursuant to the terms of the applicable Offer, you will remain solely responsible for the repayment of the Rewards credited from such purchase. Additionally, we reserve the right to rescind Rewards and bar further Rewards or terminate the participation of any participant that we believe, in our sole discretion, is abusing or has abused the Program, including by engaging in a pattern of returning products after corresponding Rewards have been credited, or promoting or encouraging similar behavior by other individuals (“Improper Activity”). You are not entitled to compensation from us, Program Vendor, nor the Merchant from whom you made the applicable purchase, or any other entity, in the event your Rewards are forfeited or reversed.

Various parties’ technology and services collectively allow us to provide you the Service and Rewards. Nothing under the Program Terms in any way reduces your obligations and rights under separate terms and conditions for your credit card or other services that you may be subscribed to with third-parties.

Unenrolling Cards from the Service

You may cease participation in the Service at any time by completing one of two steps:

  • Unenrolling your cards.
  • Deactivating your account, which will release you from our Terms and Conditions.

You must ensure that all Enrolled Cards have been unenrolled. Any Reward Amounts calculated may be forfeited at the discretion of Moonbeam.


You agree not to, and you will not permit others to:

  • License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose, or otherwise commercially exploit the website/app or make the platform available to any third party.
  • Modify, make derivative works of, disassemble, decrypt, reverse compile, or reverse engineer any part of the website/app.
  • Remove, alter, or obscure any proprietary notice (including any notice of copyright or trademark) of Moonbeam or its affiliates, partners, suppliers, or the licensors of the website/app.


If you register for any of our recurring payment plans, you agree to pay all fees or charges to your account for the Service in accordance with the fees, charges, and billing terms in effect at the time each fee or charge is due and payable. Unless otherwise indicated in an order form, you must provide Moonbeam with a valid credit card (Visa, MasterCard, or any other issuer accepted by us) (“Payment Provider”) as a condition to signing up for the Premium plan. Your Payment Provider agreement governs your use of the designated credit card account, and you must refer to that agreement and not these Terms to determine your rights and liabilities with respect to your Payment Provider.

By providing Moonbeam with your credit card number and associated payment information, you agree that Moonbeam is authorized to verify information immediately and subsequently invoice your account for all fees and charges due and payable to Moonbeam hereunder, and that no additional notice or consent is required. You agree to immediately notify Moonbeam of any change in your billing address or the credit card used for payment hereunder. Moonbeam reserves the right at any time to change its prices and billing methods, either immediately upon posting on our Site or by email delivery to your organization’s administrator(s). Any attorney fees, court costs, or other costs incurred in the collection of delinquent undisputed amounts shall be the responsibility of and paid for by you. No contract will exist between you and Moonbeam for the Service until Moonbeam accepts your order by a confirmatory email, SMS/MMS message, or other appropriate means of communication. You are responsible for any third-party fees that you may incur when using the Service.

Return and Refund Policy

Thanks for shopping at Moonbeam. We appreciate the fact that you like to buy the stuff we build. We also want to make sure you have a rewarding experience while you're exploring, evaluating, and purchasing our products.

As with any shopping experience, there are terms and conditions that apply to transactions at Moonbeam. We'll be as brief as our attorneys will allow. The main thing to remember is that by placing an order or making a purchase at Moonbeam, you agree to the terms along with Moonbeam's Privacy Policy.

If, for any reason, you are not completely satisfied with any good or service that we provide, don't hesitate to contact us and we will discuss any of the issues you are going through with our product.

Your Suggestions

Any feedback, comments, ideas, improvements, or suggestions (collectively, "Suggestions") provided by you to Moonbeam with respect to the website/app shall remain the sole and exclusive property of Moonbeam. Moonbeam shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to you.

Your Consent

We've updated our Terms & Conditions to provide you with complete transparency into what is being set when you visit our site/mobile app and how it's being used. By using our website/app, registering an account, or making a purchase, you hereby consent to our Terms & Conditions. You also grant us and our third-party licensors and service providers the right to access and utilize your Card transactions and Card-Use data to provide you with the agreed-upon benefits under the Program, including receipt of unique program-based offers and/or location-based offers presented via e-mail, push notifications, or through advertisements on other sites and mobile applications by us or the third parties involved in the Service, including Merchants, in compliance with our privacy policy. "Merchant" means a third-party business involved in the Program. You grant us and our licensors the right to use Card transaction and Card-Use data for the purposes of improving services and the program. We do not sell your information, including your card transaction and Card-Use data.

Links to Other Websites

This Terms & Conditions applies only to the Services. The Services may contain links to other websites not operated or controlled by Moonbeam. We are not responsible for the content, accuracy, or opinions expressed on such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Terms & Conditions are no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website's own rules and policies. Such third parties may use their own cookies or other methods to collect information about you.


Moonbeam uses "Cookies" to identify the areas of our website/app that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to enhance the performance and functionality of our website/app but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website/app, as we would not be able to remember that you had logged in previously. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our website/app correctly or at all. We never place Personally Identifiable Information in Cookies.

Changes To Our Terms & Conditions

You acknowledge and agree that Moonbeam may stop (permanently or temporarily) providing the Service (or any features within the Service) to you or to users generally at Moonbeam's sole discretion, without prior notice to you. You may stop using the Service at any time. You do not need to specifically inform Moonbeam when you stop using the Service. You acknowledge and agree that if Moonbeam disables access to your account, you may be prevented from accessing the Service, your account details, or any files or other materials contained in your account. If we decide to change our Terms & Conditions, we will post those changes on this page and update the Terms & Conditions modification date below.

Modifications to Our website/app

Moonbeam reserves the right to modify, suspend, or discontinue temporarily or permanently the website/app or any service to which it connects, with or without notice and without liability to you.

Updates to Our website/app

Moonbeam may from time to time provide enhancements or improvements to the features/functionality of the website/app, which may include patches, bug fixes, updates, upgrades, and other modifications ("Updates"). Updates may modify or delete certain features and/or functionalities of the website/app. You agree that Moonbeam has no obligation to provide any Updates or to continue to provide or enable any particular features and/or functionalities of the website/app to you. You further agree that all Updates will be deemed to constitute an integral part of the website/app and subject to the terms and conditions of this Agreement.

Third-Party Services

We may display, include, or make available third-party content (including data, information, applications, and other products services) or provide links to third-party websites or services ("Third-Party Services"). You acknowledge and agree that Moonbeam shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof. Moonbeam does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services. Third-Party Services and links thereto are provided solely as a convenience to you, and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.

Term and Termination

This Agreement shall remain in effect until terminated by you or Moonbeam. Moonbeam may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice. This Agreement will terminate immediately, without prior notice from Moonbeam, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the website/app and all copies thereof from your computer. Upon termination of this Agreement, you shall cease all use of the website/app and delete all copies of the website/app from your computer. Termination of this Agreement will not limit any of Moonbeam's rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under the present Agreement.

Copyright Infringement Notice

If you are a copyright owner or such owner's agent and believe any material on our website/app constitutes an infringement of your copyright, please contact us setting forth the following information: (a) a physical or electronic signature of the copyright owner or a person authorized to act on their behalf; (b) identification of the material that is claimed to be infringing; (c) your contact information, including your address, telephone number, and an email; (d) a statement by you that you have a good faith belief that the use of the material is not authorized by the copyright owners; and (e) a statement that the information in the notification is accurate and, under penalty of perjury, you are authorized to act on behalf of the owner.


You agree to indemnify and hold Moonbeam and its parents, subsidiaries, affiliates, officers, employees, agents, partners, and licensors (if any) and the Program Vendor, Visa, and Mastercard harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of your: (a) use of the website/app; (b) violation of this Agreement or any law or regulation; or (c) violation of any right of a third party.

No Warranties

The website/app is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, Moonbeam, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the website/app, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and warranties that may arise out of the course of dealing, course of performance, usage, or trade practice. Without limitation to the foregoing, Moonbeam provides no warranty or undertaking and makes no representation of any kind that the website/app will meet your requirements, achieve any intended results, be compatible, or work with any other software, website/apps, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither Moonbeam nor any Moonbeam's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the website/app or the information, content, and materials or products included thereon; (ii) that the website/app will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the website/app; or (iv) that the website/app, its servers, the content, or emails sent from or on behalf of Moonbeam are free of viruses, scripts, Trojan horses, worms, malware, time bombs, or other harmful components. Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

Limitation of Liability

Notwithstanding any damages that you might incur, the entire liability of Moonbeam, Program Vendor, Visa, or Mastercard under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you for the website/app. To the maximum extent permitted by applicable law, in no event shall Moonbeam, Program Vendor, Visa, or Mastercard be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, for loss of data or other information, for business interruption, for personal injury, for loss of privacy arising out of or in any way related to the use of or inability to use the website/app, third-party software and/or third-party hardware used with the website/app, or otherwise in connection with any provision of this Agreement), even if Moonbeam or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose. Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.


If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect. This Agreement, together with the Privacy Policy and any other legal notices published by Moonbeam on the Services, shall constitute the entire agreement between you and Moonbeam concerning the Services. If any provision of this Agreement is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and Moonbeam’s failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision. YOU AND MOONBEAM AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.


Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach. No failure to exercise, and no delay in exercising, on the part of either party, any right or any power under this Agreement shall operate as a waiver of that right or power. Nor shall any single or partial exercise of any right or power under this Agreement preclude further exercise of that or any other right granted herein. In the event of a conflict between this Agreement and any applicable purchase or other terms, the terms of this Agreement shall govern.

Amendments to this Agreement

Moonbeam reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website/app after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use Moonbeam.

Entire Agreement

The Agreement constitutes the entire agreement between you and Moonbeam regarding your use of the website/app and supersedes all prior and contemporaneous written or oral agreements between you and Moonbeam. You may be subject to additional terms and conditions that apply when you use or purchase other Moonbeam's services, which Moonbeam will provide to you at the time of such use or purchase.

Updates to Our Terms

We may change our Service and policies, and we may need to make changes to these Terms so that they accurately reflect our Service and policies. Unless otherwise required by law, we will notify you (for example, through our Service) before we make changes to these Terms and give you an opportunity to review them before they go into effect. Then, if you continue to use the Service, you will be bound by the updated Terms. If you do not want to agree to these or any updated Terms, you can delete your account.

Intellectual Property

The website/app and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof), are owned by Moonbeam, its licensors, or other providers of such material and are protected by United States of America and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The material may not be copied, modified, reproduced, downloaded, or distributed in any way, in whole or in part, without the express prior written permission of Moonbeam, unless and except as is expressly provided in these Terms & Conditions. Any unauthorized use of the material is prohibited.

Agreement to Arbitrate

This section applies to any dispute EXCEPT IT DOESN’T INCLUDE A DISPUTE RELATING TO CLAIMS FOR INJUNCTIVE OR EQUITABLE RELIEF REGARDING THE ENFORCEMENT OR VALIDITY OF YOUR OR Moonbeam’s INTELLECTUAL PROPERTY RIGHTS. The term “dispute” means any dispute, action, or other controversy between you and Moonbeam concerning the Services or this agreement, whether in contract, warranty, tort, statute, regulation, ordinance, or any other legal or equitable basis. “Dispute” will be given the broadest possible meaning allowable under law.

Notice of Dispute

In the event of a dispute, you or Moonbeam must give the other a Notice of Dispute, which is a written statement that sets forth the name, address, and contact information of the party giving it, the facts giving rise to the dispute, and the relief requested. You must send any Notice of Dispute via email to: info@moonbeam.vet. Moonbeam will send any Notice of Dispute to you by mail to your address if we have it, or otherwise to your email address. You and Moonbeam will attempt to resolve any dispute through informal negotiation within sixty (60) days from the date the Notice of Dispute is sent. After sixty (60) days, you or Moonbeam may commence arbitration.

Binding Arbitration

If you and Moonbeam don’t resolve any dispute by informal negotiation, any other effort to resolve the dispute will be conducted exclusively by binding arbitration as described in this section. You are giving up the right to litigate (or participate in as a party or class member) all disputes in court before a judge or jury. The dispute shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Either party may seek any interim or preliminary injunctive relief from any court of competent jurisdiction, as necessary to protect the party’s rights or property pending the completion of arbitration. Any and all legal, accounting, and other costs, fees, and expenses incurred by the prevailing party shall be borne by the non-prevailing party.

Submissions and Privacy

In the event that you submit or post any ideas, creative suggestions, designs, photographs, information, advertisements, data, or proposals, including ideas for new or improved products, services, features, technologies, or promotions, you expressly agree that such submissions will automatically be treated as non-confidential and non-proprietary and will become the sole property of Moonbeam without any compensation or credit to you whatsoever. Moonbeam and its affiliates shall have no obligations with respect to such submissions or posts and may use the ideas contained in such submissions or posts for any purposes in any medium in perpetuity, including, but not limited to, developing, manufacturing, and marketing products and services using such ideas.


Moonbeam may, from time to time, include contests, promotions, sweepstakes, or other activities (“Promotions”) that require you to submit material or information concerning yourself. Please note that all Promotions may be governed by separate rules that may contain certain eligibility requirements, such as restrictions as to age and geographic location. You are responsible to read all Promotions rules to determine whether or not you are eligible to participate. If you enter any Promotion, you agree to abide by and to comply with all Promotions Rules. Additional terms and conditions may apply to purchases of goods or services on or through the Services, which terms and conditions are made a part of this Agreement by this reference.

Typographical Errors

In the event a product and/or service is listed at an incorrect price or with incorrect information due to typographical error, we shall have the right to refuse or cancel any orders placed for the product and/or service listed at the incorrect price. We shall have the right to refuse or cancel any such order whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, we shall immediately issue a credit to your credit card account or other payment account in the amount of the charge.


If for any reason a court of competent jurisdiction finds any provision or portion of these Terms & Conditions to be unenforceable, the main order of these Terms & Conditions will continue in full force and effect. Any waiver of any provision of these Terms & Conditions will be effective only if in writing and signed by an authorized representative of Moonbeam. Moonbeam will be entitled to injunctive or other equitable relief (without the obligations of posting any bond or surety) in the event of any breach or anticipatory breach by you. Moonbeam operates and controls the Moonbeam Service from its offices in the United States of America. The Service is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Accordingly, those persons who choose to access the Moonbeam Service from other locations do so on their initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. These Terms & Conditions (which include and incorporate the Moonbeam Privacy Policy) contain the entire understanding and supersede all prior understandings between you and Moonbeam concerning its subject matter and cannot be changed or modified by you. The section headings used in this Agreement are for convenience only and will not be given any legal import.

Contact Us

Don't hesitate to contact us if you have any questions.

Note: Licensing typically follows the definitions. Ideally after the program mechanics section. Normally, this section is titled "Program Mechanics" or "How the Program Works." I believe this title makes more sense for Moonbeam's description, given that the card linking part is a component of the overall app/mobile web experience.